Year-Round Health Benefits for Tribal Members.
You don't have to wait for Open Enrollment. As a member of a federally recognized tribe, you can enroll any time of year and may qualify for premium plans with $0 deductibles and $0 copays.
Enroll Anytime (No Deadlines)
$0 Cost-Sharing (No Deductibles)
Respects Tribal Sovereignty
Access Your Benefits
Find plans specifically designed for tribal members.
Not sure this event applies to you? Click here to browse all qualifying events →
Exclusive benefits
The Tribal Advantage
| Benefit | Standard Plan | Tribal Member Plan |
|---|---|---|
| Enrollment Window | 60 days from event | Anytime (Year-Round) |
| Deductible | Varies ($500 - $9,000) | $0 (at qualifying incomes) |
| Doctor Copays | Varies ($20 - $100) | $0 (at qualifying incomes) |
| Indian Health Services | Compatible | Fully Integrated |
How it Works
Check Eligibility
Fill out our 60-second form to see the plans available in your area.
Verify Status
Our licensed agents help you upload your Tribal ID or BIA letter to confirm your benefits.
Get Covered
Your benefits can often start as soon as the first of next month. Enroll year-round!
Common Questions
Do I still need this if I use Indian Health Service (IHS)?
Yes! While IHS is a provider, an ACA plan gives you access to a broader network of specialists and private hospitals outside the IHS system, often at no cost to you. It works alongside IHS to ensure you have the best care available.
Is there a deadline to enroll?
No. Members of federally recognized tribes and ANCSA shareholders can enroll in health coverage through the Marketplace any month of the year, not just during Open Enrollment.
How do I prove my tribal status?
You will need to provide a copy of your Tribal ID card, a letter from the Bureau of Indian Affairs (BIA), or other tribal enrollment documents. Our agents can help you with the upload process.