Something Changed in Your Life?
You May Qualify for Coverage.
Many life events, big and small, can unlock a Special Enrollment Period, giving you a limited window to get health insurance outside of Open Enrollment. Not sure if your situation counts? We'll figure it out for you, free of charge.
Talk to an expert, our licensed agents know every qualifying event inside and out.
No risk, if you don't qualify, we'll help you find alternative options or get on the waitlist.
Don't wait, most SEP windows last only 60 days from the event. Time matters.
Know exactly what happened?
Let Us Help
Talk to a licensed agent who can determine your eligibility.
Not sure if your life change qualifies? Our licensed agents review your situation and walk you through every option, at no cost to you.
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Know your specific event? Browse all qualifying events →
Common Qualifying Events
Life Changes That May Qualify You
Released from Incarceration
Individuals recently released qualify for a 60-day Special Enrollment Period to get health coverage.
Gained Citizenship or Status
Becoming a U.S. citizen or gaining lawful presence opens up access to the ACA Marketplace.
Income Change
A significant income change can affect your subsidy eligibility or move you between Medicaid and the Marketplace.
Legal Separation or Court Order
Certain court orders and legal status changes can trigger a qualifying event for enrollment.
Became Homeless or Housing Change
Housing instability or becoming homeless may qualify you for special enrollment assistance programs.
Something Else Entirely
There are dozens of qualifying events. If you're unsure, call us, our agents know every one of them.