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Plans also have a place in your health package, however these are not to be confused with a comprehensive Health Insurance Policy. Hospital Indemnity Plans can be an excellent Supplemental in addition another plan you may have. But as a standalone Health Plan it has many limitations . . . .which is why they are often called Limited Benefit Plans. Consult one of our licensed Agents before you make any decisions.
Health Plans are an excellent alternative to the Affordable Care Act plans. They offer the same Preventive Care which is the hallmark of the Affordable Care Act and also protect you from the fines. Although these plans are an excellent alternative, they have some limitations and should be discussed with one of our Licensed Agents here at Insurance Masters.
Health Insurance plans are popular because in many ways they represent the Health Insurance Plans prior to the Affordable Care Act. They can be purchased year round and they are offered by most of the major Health Insurance Carriers which of course stimulate competition, thereby keeping the rates very affordable. Something that the The Affordable Care Act did not accomplish.
The Express WellPlus solution provides ACA-compliant Minimum Essential Coverage (MEC) for wellness and preventative care and includes some Medical Benefits, such as Hospitalization, ER, X-ray, Labs, Office visits,RX etc.
With ACA Open Enrollment closed (11/1/2016 to 1/31/2017) there are still many choices for health Insurance. Some plans are excellent and some plans are extremely limited in what they will pay. It's imperative that the buyer beware. You DON'T want to end up in the hospital with a plan will not get you the services that you may desperately need.
The Affordable Care Act
may still be an excellent solution for individuals who have lost coverage form work and have serious health conditions.There are several other factors that may make ACA plans desireable, however it is imperative that you speak with a qualified agent to understand the qualifications.
There are many Health Plan options available.
Call us today and we will help you select
the best plan to protect you and
your family, at an affordable price.
Call Today 866-983-0888.
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